Insurance Angels
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Insurance Angels Terms and Conditions

Our Relationship with You

1. We will perform the Services using reasonable skill and care.

2. We will provide the Services to you as an independent contractor and not as your employee, agent, partner or joint venture. Neither you nor we have any right, power or authority to bind the other.

Our Responsibilities

1. We shall help you receive an approval from the appropriate authority for either of the following:

a) Approval for refund of premium deposited with interest

b) Approval for refund of premium deposited

c) Approval for plan change to single premium policy with backdation or from current date as may be applicable.

2. The approval shall be based on case to case basis with utmost priority given in order as mentioned above

Your Responsibilities

3. You shall provide (or cause others to provide) to us, promptly, the information, resources and assistance that we reasonably require to perform the Services.

4. To the best of your knowledge, all information provided by you or on your behalf (“Client information”) will be accurate and complete in all material respects. The provision of Client Information to us will not infringe any third party rights

5. We will rely on Client Information made available to us and unless we expressly agree otherwise will have no responsibility to evaluate or verify it to be provided to the Statutory Agencies.


6. You may not recover from us, in contract or tort under statute or otherwise, aggregate damages in excess of the fees actually paid for the Services that directly caused the loss in connection with claims arising out of this Agreement or otherwise relating to the Services.

Fee and Expenses Generally

7. You shall pay our professional fees and specific expenses in connection with the Services as detailed in the applicable statement of Work. You shall also reimburse us for other reasonable expenses incurred in performing the services. Our fees are exclusive of taxes or similar charges, as well as customs, duties or tariffs imposed in respect of the services, all of which you shall pay (other than taxes imposed on our income generally).

Force Majeure

8. Neither you nor we shall be liable for breach of this Agreement (other than payment obligations) caused by circumstances beyond your or our reasonable control.

Term and Termination

9. This Agreement applies to all Services performed at any time (including before the date of this Agreement).

10. This Agreement shall terminate on the completion of the Services and not in between unless the Terminating party appropriately compensates the other party within reasonable time.

11. You shall pay us for all work-in-progress, Services already performed, and expenses incurred by us up to and including the effective date of the termination of this Agreement. Payment is due within 7 (seven) days following receipt of our invoice for these amounts.

Governing Law and Dispute Resolution

12. This Agreement and any non-contractual obligations arising out of this Agreement or the Services shall be governed by and construed in accordance with the laws of India.

13. Any dispute relating to this Agreement or the Services shall be subject to the exclusive jurisdiction of the courts at Udaipur, Rajasthan.


14. This agreement constitutes the entire agreement between us as to the Services and the other matters it covers, and supersedes all prior agreements, understandings and representations with respect thereto, including any confidentiality agreements, previously delivered.

15. You agree that we may, subject to professional obligations, act for other clients also.

16. Neither of us may assign any of our rights, obligations or claims under this Agreement.

17. If any provision of this Agreement (in whole or part) is held to be illegal, invalid or otherwise unenforceable the other provisions shall remain in full force and effect.